There are several reasons to file for bankruptcy:
To Stop Bill Collector Harassment – When you file for Chapter 7 bankruptcy or Chapter 13 bankruptcy protection, bill collectors are not allowed to call, write, or sue you. Furthermore, they may not disconnect your utilities, garnish your wages, repossess your vehicles or foreclose on your home mortgages after you file for bankruptcy court protection.
To End Lawsuits – After you file for Chapter 7 bankruptcy or a Chapter 13 bankruptcy consolidation plan, no one may file a lawsuit against you or receive a judgment.
To Keep Your Home Or Car And Reduce Car Payments – If a repossession or foreclosure action is issued against you, you can immediately stop this action by filing for Chapter 7 or Chapter 13 bankruptcy protection. If a creditor has physically taken your vehicle, you can force him or her to return it by filing for Chapter 13 bankruptcy protection. With regard to both your home and car, The Fitzgerald Law Firm may be able to cut your monthly payments and significantly reduce your interest rates.
To Stop Credit Card Interest – When you file for Chapter 13 bankruptcy protection, you will be able to down your credit cards without the interest and make considerable headway on your balances.
To Create A Budget Plan – At The Fitzgerald Law Firm, we want you to move beyond your debt. To help you do so, we will sit down with you and create a budget plan that will help you get out from under your debt and maintain healthy credit.
Even those who have filed for bankruptcy in the past may be eligible to file for Chapter 7 bankruptcy or Chapter 13 bankruptcy.
Chapter 7 bankruptcy is a debt forgiveness bankruptcy. Generally under Chapter 7 bankruptcy you are entitled to an instant fresh start. By filing for Chapter 7 bankruptcy you will be able to immediately eliminate most medical bills, credit card balances, and other debts.
At The Fitzgerald Law Firm your initial consultation is always free and you will always meet directly with one of our attorneys. We understand that appointments during traditional working hours may not be convenient for all, and thus we strive to be available for evening, weekend, and off-site appointments.