“Why would I convert from Chapter 7 to Chapter 13 bankruptcy?” For those who just finished filing for Chapter 7 in Beloit or elsewhere in Wisconsin, this might be a confusing question. It may seem counter-intuitive, but there are times when switching from debt liquidation to debt reorganization makes sense for Wisconsin residents. The government…
If you’re considering filing for Chapter 13 bankruptcy in Wisconsin, you likely have some questions, like: “Can I keep my home if I file for bankruptcy?” “What’s the process to file Chapter 13?” “What’s the difference between Chapter 13 and Chapter 11 bankruptcy?” From years of helping individuals and couples with their bankruptcy cases, The Fitzgerald…
Many people who consider filing for Chapter 7 bankruptcy in Wisconsin approach the decision-making process frustrated and overwhelmed. If you are in a similar situation, you may still be trying to decide which type of bankruptcy is right for you. If you have already determined that a Chapter 7 filing is the right path forward, you may be wondering…
Wisconsin’s traffic and driving laws can change quickly and without much public announcement, making it crucial to stay up-to-date on what’s happening. This article covers a relatively new law making it illegal to use a handheld mobile phone while driving through construction sites in Wisconsin. Keep reading to learn more about this new rule, and…
If you’ve been struggling to keep up with your Chapter 13 bankruptcy payment schedule, you may be surprised to learn you might have another option which could relieve you of that debt: Chapter 7 bankruptcy. In Chapter 13 bankruptcy your debt is reorganized, allowing you to pay back your creditors under a revised payment plan and schedule.…
Getting a divorce costs money; more if you and your spouse are having trouble reaching an agreement about division of property, child custody or other issues. When your financial situation also dictates the need to file for bankruptcy at the same time as your divorce, the order in which you file for them can either wind…
Many people can find the strict schedule of paying back debt under a Chapter 13 bankruptcy filing simply too much to keep up with over time. After all, if you have filed this type of debt reorganization, you are not allowed to miss a payment in the average 3-5 years it takes until your bankruptcy…
There is no doubt of the emotional impact when considering a divorce. Couple this with financial issues and your level of stress can fly off the charts. Considering money issues are often a leading factor in divorce, it isn’t surprising so many Wisconsin residents end up wondering which to file first: divorce or bankruptcy. The good news…
If you’ve ever been stopped for speeding or another moving violation in Wisconsin, you’re probably already familiar with driver’s license points. Under this system, demerit points are assigned to your driver’s license for each moving violation for which you are convicted, in addition to other fines and penalties. The number of points that are assigned…
If you’re like most Wisconsin residents, you likely do not challenge a traffic ticket when you get one, but pay it immediately. Most people do. After all, if you don’t pay or otherwise address your traffic ticket by the due date you risk serious penalties including higher fines, suspension of your driver’s license, arrest and…